Selection

CreditScoring by TrimTab offers a unique feature named Expert Selection that enables automatic selection of processed input variables.

The Selection tab, as the name implies, is responsible for choosing which input variables will enter the regression analysis and can end up in the final scorecard. Not all input variables have to be used in the scorecard if the Intelligent Regression feature is used.

The Comment variables feature enables the user to see what were the reasons behind the automatic rejection of input variables for the regression. These reasons may include:

  • Information value too low
  • Being a part of a cluster of highly correlated variables